Alaska Claims Compliance
Key regulatory requirements, correspondence deadlines, and mandated forms for Alaska (AK).
Catastrophe-Specific Rules Apply
Alaska has catastrophe-specific rules that may modify standard deadlines and require additional consumer notices during declared emergency periods. Check the Disclosures and Research tabs for details.
Quick Reference
Key Deadlines
Requirements
- Mandated Forms
- Catastrophe Rules
- Separate P&C / Life & Health
- Fraud Warning
- Depreciation Notice
- E-Delivery (with_consent)
Regulatory Authority
State of Alaska Department of Commerce, Community, and Economic Development (CCED), Division of Insurance
Phone: (907) 269-7900 (Anchorage) or (907) 465-2515 (Juneau); Toll-Free: 1-800-INSURAK (1-800-467-8725); TDD: (907) 465-5437; Website: www.commerce.alaska.gov/web/ins/; Address: 333 Willoughby Ave 9th Floor SOB, PO Box 110805, Juneau, AK 99811 or 550 W. 7th Ave., Suite 1560, Anchorage, AK 99501
Bad Faith: AS § 21.36.125
Lines of Business
Key Statutes
- Alaska Statutes (AS) Title 21, Chapter 36
- Alaska Administrative Code (AAC) Title 3, Chapter 26, Article 1
Alaska handles claims correspondence according to specific state regulations. Requirements vary depending on the line of business and specific claim circumstances.
Acknowledgment
Every claim must be acknowledged within 10 working days of receipt. The acknowledgment should identify the insurance policy and coverage at issue.
Denial
A written denial must be issued within 15 working days. The denial must reference the specific policy provisions, conditions, or exclusions relied upon.
Statutory Language
Specific fraud warning required (Alaska Stat. § 21.36.125).
Applicable Letter Templates
No letter templates currently found for this jurisdiction.