Wyoming Claims Compliance

Key regulatory requirements, correspondence deadlines, and mandated forms for Wyoming (WY).

Quick Reference

Key Deadlines

Acknowledgment
PROMPTLY
Accept/Deny
45 calendar days (after receipt of claim and supporting bills); REASONABLE (after proof of loss completed)
Investigation
PROMPTLY
Payment
45 calendar days
Status Updates
No specific statutory or regulatory requirement found

Requirements

  • Mandated Forms
  • Catastrophe Rules
  • Separate P&C / Life & Health
  • Fraud Warning
  • Depreciation Notice
  • E-Delivery (with_consent)

Regulatory Authority

Wyoming Department of Insurance

Wyoming Department of Insurance, 106 E. 6th Ave., Cheyenne, WY 82002; Phone: (307) 777-7401; Toll-free: (800) 438-5768; Consumer Affairs: (307) 777-7402; Website: https://doi.wyo.gov/

Bad Faith: Common Law (Tort) / Wyo. Stat. § 26-15-124(c)

Key Statutes

  • Wyo. Stat. Title 26, Chapter 15
  • Wyo. Stat. Title 26, Chapter 13
Last reviewed: April 1, 2026

Wyoming handles claims correspondence according to specific state regulations. Requirements vary depending on the line of business and specific claim circumstances.

Acknowledgment

Every claim must be acknowledged within 15 days of receipt. The acknowledgment should identify the insurance policy and coverage at issue.

Denial

A written denial must be issued within 30 days. The denial must reference the specific policy provisions, conditions, or exclusions relied upon.

Statutory Language

No specific statutory language mandated beyond standard disclosures.

Applicable Letter Templates

No letter templates currently found for this jurisdiction.